Auto financing:
second and third chance solutions
Financing solutions for everyone!
Free credit evaluation
Uncertain about your credit score? No worries!
Evaluate your credit for free without impacting your score using our personalized tool. Our free assessment helps you understand your financial situation and explore financing options risk-free.
Financing solutions
At Automobile en Direct, we believe that everyone deserves a chance to own a vehicle, regardless of their credit history. We offer car financing solutions tailored to you, even if you are:
- A newcomer to Canada
- A recent graduate
- Self-employed or a seasonal worker
- In debt or personal bankruptcy (discharged or not)
- An Uber or taxi driver
- Retired
- Divorced, separated, or on a work break
- Under a consumer proposal (discharged or not)
20 years of auto financing experience
For 20 years, we have established unique financing agreements with our financial partners for our clients. We understand every situation is unique and are dedicated to finding the best financing solution for you. Helping you is our job!
Competitive interest rates for everyone !
In most cases, no down payment is required. We offer the industry's best rates and guarantee your credit approval at 99%! Once approved, we will help you find the perfect vehicle to meet your needs.
Questions about auto credit?
Got questions about auto credit? Talk directly with one of our analysts and credit coaches for personalized, confidential advice.
Rebuild your credit after bankruptcy
Have you declared bankruptcy or have debts? Know that you can get an auto loan from day one. It’s a key solution to rebuilding your credit. Our team is here to guide you through every step of the financing process.
Need personalized auto credit advice?
Got questions about auto credit? Speak directly to one of our analysts and credit coaches for confidential financing advice.
Partner with a credit coach
Why trust us? With 20 years of experience, we listen to our clients' needs seven days a week. Our credit coaches are available to provide personalized advice and help you navigate the auto financing process.